I’ve been asked about Due Upon Sales Closing and how to avoid it legally.

I actually bought my first property when I was 18 years old by taking over a loan. It was great for me and my life. As a result of this, I never had to go to a bank to qualify for my loan.

And you have the same opportunity if you have the right requirements. Find out more by joining my Wealth Builders Workshop. This is a one-day online training that you can register for at the link below.

Create Privacy
Avoid Probate
Protect Everything

Learn the Street Smart ® Wealth Strategy:

How to Help People While Helping Yourself – Become a Certified Affordable Housing Provider™
Create Your 10 Million Dollar Retirement Plan – specific formula revealed
Learn Hidden Profits Available in ANY Deal – worth thousand$
How to Take Over the Seller’s Loan with NO Money
How to Have the Seller PAY YOU to Buy Their Home – no kidding!
Buying Without Bank Loans – over forty years and never one bank loan!!
Easy Ways to LEGALLY Raise Big Money for Your Deals
Renovations – Quick Ways to Safely Make Huge Cash Now
Money-Making Management Secrets from a 40 year veteran who manages over 150 now
Accelerating Your Cash Flow – Add built-in “Profit Centers” – extra hundred$ per month
Case Studies: Secrets of How They Were Found, Negotiated and Sold
How to Protect Your Deal from Someone Else Stealing it
Legally Pay ZERO Taxes on Your Real Estate Portfolio – simple structure worth thousands
Having Tenants Leave Your Property in Better Condition than When You Gave It to Them
Why Land and Personal Property Trusts are the Best Privacy and Asset Protection
Benefits of Trusts You Cannot Get With ANY Other Entity
The Due-on-Sale Clause – What it is and How to Avoid it Legally
And MUCH More

Attend this power-packed “one-of-a-kind” best of the best training on making money in real estate investing!

Call 1-800-578-8580

Take Lou’s Course: Multiple Streams of Realtor Income – Real Estate Investing


Hi! It’s Lou Brown. I’ve been asked about the due upon sale clause and how to avoid it legally. Well, here’s an interesting thing. I bought my first property when I was 18 years old. I was able to do that by taking over an existing loan on the property. It was amazing. I only had to pay $45 to take over that loan and boom! Suddenly I could take over the payments. I love that! It was great for me. And it was great for my life because as a result of learning that I’ve never had to go to the bank. I’ve never had to qualify for a loan on a single family or small multifamily property. What a great thing.

Now you have the opportunity to do exactly that, but there’s something that’s necessary in order for that to happen. It’s a thing called trusts. So back in 1982, they passed the thing called the Garn Saint Germain Federal Depository Institutions Act. Ah-ya-yay! Well, in that act, they gave the bank the right to put the due upon sale clause in the mortgage. Oh no! That could be disaster game changer that I won’t be able to buy properties the same way I was in the past. Well that all changed. Well, take a look at the Garn Saint Germain Act because it has an exception in there. When someone places their property in trust for estate planning purposes, essentially the lender is prohibited from calling the loan due.

So one of the ways that you could purchase properties is by not purchasing property, but by purchasing a beneficial interest of a trust that’s already established. So a seller can place their property in trust and then they can sell their beneficial interest. That’s not published anywhere. And we’ve got all the documentation for you. We can share that with you.

Now I’ve got an upcoming event. It’s called the Wealth Builder Workshop. This is going to be a one day training. Lot of information. Come prepared to take notes. There’s a lot of detail and we’re going to go soup to nuts through our entire real estate game. How we find the properties, how we buy them right, how we buy them cheap, how we’re able to do amazing things all the way through to protecting all that you create using trusts. So I’m going to share those things with you, and we’re going to have a very fun day, a very information packed day, and you’re going to be able to do this online. So be sure and join me. Get registered right here. All the details are right here on this page. And I look forward to seeing you soon. Yeah, baby!